Lending by Bright Labs
Access business loans through your data

With better credit assessment and smarter lending, Bright can offer fairer rates and lower fees for small business loans.

Retain ownership of your data, secured by the blockchain.

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More choice of lenders and rates

Through Bright's lending marketplace, comparing loan terms has never been easier.

Lenders can make accurate lending decisions instantly, there is no delay in accessing the credit your small business needs.

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Unlock the power of your data

Link banking data to your Data Vault using Open Banking APIs, or alternative sources such as social data from Twitter or Facebook, and discover a new fairer way to assess credit risk.

We use machine learning to measure your credit risk from the data you upload. The more data added to your vault, the more accurate your credit rating.

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Privacy-first Platform

By utilising blockchain and decentralised technologies with our cryptographically secure Data Vault, your data can never be viewed without your permission, not even by Bright.

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